Get Smart Mortgage Resolutions, LLC.
The housing and economic crisis has had a huge negative effect on employees and employers.
In 1979, when first reported, 10% of
working adults said they routinely experience personal financial difficulties,
today it is up 25% and growing.
The American Psychological Association
in 2008 Stress Survey states that financial stress is on the rise in light of
recent economic conditions.
According to
the Virginia Tech Study, the typical employee uses up to 27 work hours a month to do their personal banking,
pay bills, handle calls from creditors and collectors, and calculate financial
scenarios. Although it is the employee's debt, it has become the employer's
problem as well.
According to USA Today, Stephanie
Armour, wrote that financial stress is piling up on employees due to the
increase in home foreclosure and defaults on credit cards, and it is having an
huge impact in the workplace, potentially draining
productivity and increasing emotional stress on the job.
Get Smart Mortgage Resolutions, LLC provides financial education classes in the workplace for employees, i.e. (Lunch and Learn)
Our personal experience through working with hundreds of clients, and also research from the Virginia Tech's National Institute for Personal Finance Employee Education (NIPFEE), show that employees financial education and financial advice positively impacts worker's money behaviors and attitudes. Financially troubled employees are absent more than others and two-thirds of employees deal with financial matters at work. "It's smart business to provide employees access to targeted financial information, education and advice programs that enable them to improve their financial behaviors and well-being because financially well employees are the employer's very best employees."
E. Thomas Garman, Professor Emeritus,
Get Smart Mortgage Resolutions, LLC goals is to equip employees with the knowledge, skills and ability to make more sound financial decisions.
We provide knowledge that creates confidence with in, so people can take immediate action in managing all aspects of their finances.
We provide an interactive, safe learning environment which makes a difference in the lives of all those who participate.
We can customized education to meet the needs of your employees.
Please contact us to schedule an appointment.
