Do you know what a loan modification is?

Did your lender explain the terms and conditions clearly for you to understand your new loan terms? 
What happens after the 3 months trial period?
Is the modification the same information you were given over the phone?

Are you aware of any risk there may be by signing a loan modification?

Do you understand the terminology?

Is the loan modification in your best interest?

Are the payments affordable? 

If you answered “no” to any of the above. STOP!!! Do not proceed until you are educated, informed, and empowered with information.

GetSmart411com will review your loan modification documents with you, looking out for your best interest. We want you to be sure that your lender is making your home affordable.

As former Housing Counselors and Certified Foreclosure Intervention Specialist with a non- for-profit housing agency approved by HUD, we will utilize our expertise to ensure you are fully aware of what is best for your household and to avoid any re-defaults that could lead to immediate foreclosure action.